Tank Insurance
Get a Quote Call 02 9000 1155
Smarter business insurance

Tank Insurance:
The Story

Most insurance brokers see a policy. We see a balance sheet, a legacy, and a vision.

SME

Specialists

Direct

Broker Lines

Australia

Wide

Recognition

Industry Awards

OUR PHILOSOPHY

Insurance as Armour

In the military, a tank is both a defensive shield and an offensive weapon. We think business insurance should work the same way. It's not just a safety net for when things go wrong. It's the armour that lets you move forward, take on new projects, and make decisions with confidence.
Get Protected
Insurance as Armour

OUR ORIGINS

From Banking to Brokerage

Our founder, Marel Pencev, didn't start in insurance. He spent years in banking and finance with Commonwealth Bank, then moved into asset finance and management consulting for finance companies, including roles where he advised executive teams and contributed to ASX market updates for a listed company.

Real Experience

Marel has been an investor, founder, and builder of multiple successful firms.

No Call Centres

Talk to people who have actually run businesses and made payroll.

Growth Mindset

Advice that makes sense for where your business is heading.

From Banking to Brokerage

THE TANK DIFFERENCE

Why We're Different

We've been the customer on the other end of the line, waiting on hold and getting transferred between departments. We hated it then, and we won't do it to you now. Tank Insurance exists to combine hands-on business experience with insurance expertise.

Architectural detail

01

Direct Line

When you work with Tank, you get a direct line to someone who can actually help. No scripts, no call centres.

02

Broad Risk Picture

We look at how your insurance sits within your broader risk picture. As your business changes, your coverage should too.

03

Value Beyond Policy

Our value often extends beyond insurance. We regularly connect clients with accountants, lawyers, and financiers.

04

Customer First

We've been the customer on the other end of the line. We know what it's like to manage cash flow and payroll.

SPECIALIST FOCUS

Specialist Knowledge, Nationally Delivered

We're based in Sydney and the Sunshine Coast, but we work with clients across Australia. Specialised risks need a broader perspective.

Abstract engineering detail

Non-strata unit blocks, mixed-use buildings, and large investment portfolios.

Trades, pest control, and professional indemnity for consultants and fintechs.

If you've been told 'it's too complex,' that's usually where we do our best work.

We understand landlord risks, strata complications, and the gaps that standard policies often miss.

We focus on business and specialist property. We don't do personal car or travel cover.

Based in Sydney and Sunshine Coast, servicing clients all over Australia.

FAQ

Frequently Asked Questions

Call us on 02 9000 1155 or click the "Get a Quote" button on this page. We'll have a conversation about your business and what you're looking to cover, and go from there.
Both. We charge a broker fee and receive commission from insurers. We're upfront about this from the start.
For straightforward risks, often within a few hours. More complex ones can take a few days. We need to put together a proper brief, gather supporting documents, speak to underwriters, work through their questions, and then come back to you with something that actually fits. We'd rather take the time to get it right.
Yes. That might mean doing a health check on what you've currently got, or it might mean quoting something new with different inclusions. Depends on what you need.
We focus on business insurance and specialist property insurance. On the business side, that includes professional indemnity, public liability, business packs, motor fleet, and contract works insurance. For property, we handle things like mixed-use blocks of units and non-strata industrial special risks (ISR) policies.
We can do home insurance, but generally only for higher-value properties (around a million dollars plus). Below that, you're usually better off going direct to insurers like NRMA or GIO. They'll be more competitive than we can be. We don't do personal car or travel insurance. Our focus is on business.
Yes. We work with businesses and property investors all over Australia.
No. We work with brand new businesses right through to established mid-market companies. We like working with people early and growing with them.
Get in touch and tell us what's happened. We'll ask the right questions, help you gather the supporting information, and lodge the claim on your behalf. From there, we manage it through to settlement. That means chasing up insurers, staying on top of the claims team, and keeping things moving until it's resolved.
Yes. You'll have an insurance broker and an account manager assigned to you. You're not starting from scratch every time you call.
At least once a year. If you're growing quickly, say doubling revenue or expanding into new areas, then every quarter isn't overkill. Businesses change all the time: revenue, staff numbers, product lines, locations. Your insurance should keep pace.
Usually, yes. We work with specialist underwriters, underwriting agencies, and markets like Lloyd's of London. But often it's not even about finding a different insurer. It's about understanding the risk properly and presenting it in a way that gets terms. Hard-to-place risks are genuinely what we're good at.
Get a review done. What made sense when you first took out a policy might not be fit for purpose anymore. It's worth checking at least annually to make sure your cover still matches what your business actually looks like now.

We handle the insurance so you can focus on running your business.

Ready to get started? Call us on 02 9000 1155 or request a quote online.

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