Childcare Insurance.
Cover for the Kids in Your Care.
Protection for daycare centres, preschools, and early learning providers across Australia.
98%
Placement Rate
24h
Typical Turnaround
150+
Childcare Risks
Recognition
Access to Australia's leading insurers and underwriting agencies, including:
Running a childcare centre means being responsible for other people's children. That's a big responsibility, and it comes with real risks. A child gets injured on the playground. A parent claims you gave the wrong medication. Equipment gets damaged in a storm. Standard business insurance doesn't always account for the specific exposures childcare providers face, and many mainstream insurers won't touch the sector at all.
We work with underwriters who understand childcare. Whether you're running a commercial daycare centre, a family day care from home, or an after-school and holiday program, we can help you find cover that actually fits what you do.
PROTECTION ARCHITECTURE
What we cover
Covering injuries to children or visitors, and damage to third-party property.
Protecting you if a parent claims you made an error in care or supervision.
Protection for your building, equipment, and contents.
The right policy depends on your centre. A family day care operating from a home has different exposures to a 70-child commercial centre with multiple staff. We look at your specific situation rather than offering a one-size-fits-all package.
Why childcare providers come to us
Many childcare operators struggle to get cover through standard channels. Insurers often decline childcare businesses outright because of the perceived risk of working with children. We've seen operators get knocked back by four or five insurers before finding one willing to quote.
Many childcare operators struggle to get cover through standard channels. We know the markets that actually understand the sector.
PLACEMENT ARCHIVE
How we've helped
Recent placements for childcare providers who were previously declined by mainstream markets.
SECTOR ANALYSIS
Different setups, different needs
We tailor coverage based on your specific childcare operation, whether commercial, home-based, or seasonal.
Commercial daycare centres typically need higher limits and broader cover given the number of children, staff, and the scale of operations.
Family day care providers operate from home, which creates its own challenges. Your home insurance won't cover business activities.
After-school and holiday program operators often work from rented spaces like church halls or community centres. Cover for excursions is essential.
Commercial daycare centres typically need higher limits and broader cover given the number of children, staff, and the scale of operations.
Family day care providers operate from home, which creates its own challenges. Your home insurance won't cover business activities.
After-school and holiday program operators often work from rented spaces like church halls or community centres. Cover for excursions is essential.
KNOWLEDGE BASE
FAQs
Get the right cover for your childcare business
Call us on 02 9000 1155 or request a quote online.