Transit Insurance.
Cover for Goods on the Move.
Protecting stock, tools, or cargo in transit isn't always straightforward. We'll look at your options.
100%
Market Access
24h
Typical Turnaround
200+
Logistics Risks
Recognition
Access to Australia's leading insurers and underwriting agencies, including:
Transit insurance covers goods while they're being moved from one place to another, whether by road, rail, or air. It protects against theft, damage, or loss during transport, and can extend to loading, unloading, and temporary storage.
The challenge is that transit cover varies significantly depending on what you're moving, how you're moving it, and whether you're carrying your own goods or someone else's. Insurers have different appetites for different types of transit risk, and getting the right cover often means going beyond the standard options.
LOGISTICS ARCHITECTURE
What transit insurance typically covers
Cover for goods during the critical points of loading onto or unloading from transport vehicles.
Protection for your cargo during necessary temporary storage periods while in transit.
Direct cover for damage resulting from vehicle accidents, collisions, or rollovers on the road.
Protection against theft or forced entry into locked transport vehicles during transit.
Transit policies generally cover loss or damage to goods caused by accidents, theft, fire, or weather events during transport.
Why transit cover can be tricky to place
Not every insurer will cover every type of transit risk. We've seen enquiries declined or referred for reasons including the type of goods being transported (particularly dangerous goods), radius of travel, or radius of travel or interstate operations.
Insurers like GT Insurance, NTI, Zurich, and 360 Underwriting have different appetites for transport associations and radius of travel. If you've been knocked back elsewhere or received a quote that doesn't quite fit, it's worth a conversation.
We work with specialist insurers like GT Insurance, NTI, Zurich, and 360 Underwriting to find solutions for complex transit risks.
Transit cover as part of a business pack
For many businesses, transit cover isn't a standalone policy. It's included as part of a broader business pack, particularly for trades, retailers, or wholesalers who move their own stock or tools.
If you're a tradie carrying tools in your vehicle, or a retailer shipping stock to customers, transit cover might already be bundled into your business insurance. It's worth checking what's actually included before assuming you need a separate policy.
TECHNICAL ANALYSIS
What we'll need to know
If you're looking for transit cover, we'll ask about these key logistics and operation metrics.
What goods you're transporting and their value
Whether you're carrying your own goods or goods belonging to others
How they're being transported (your vehicles, third-party carriers, couriers)
Whether dangerous goods are involved, and if so, what type and quantity
Your typical transit routes and radius of operation
Any specific contract requirements from clients or principals
What goods you're transporting and their value
Whether you're carrying your own goods or goods belonging to others
How they're being transported (your vehicles, third-party carriers, couriers)
Whether dangerous goods are involved, and if so, what type and quantity
Your typical transit routes and radius of operation
Any specific contract requirements from clients or principals
KNOWLEDGE BASE
FAQs
Need transit cover? Let's talk.
Call us on 02 9000 1155 or request a quote online. We'll have an honest conversation about your options.