Tank Insurance
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Smarter business insurance

Real Estate Agent Insurance.
Sales. Management. Sorted.

Professional indemnity and liability cover for real estate agents, property managers, and buyer's advocates across Australia

500+

Agents Covered

$1,100

Starting Premium

24h

Certificate Turnaround

Recognition

Industry Awards

Access to Australia's leading insurers and underwriting agencies, including:

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Real estate professional placeholder

Why work with a broker

Most real estate agents can get a quote online in minutes. The challenge is knowing whether that quote actually covers what you do. Insurers ask specific questions about your activities. Sales, property management, leasing, buyer's advocacy, and commercial real estate all carry different risk profiles.

We work with insurers like Woodina, Keystone, Berkley, QBE, and Dual to find policies that match what you actually do, not just what's easiest to quote online. For smaller agencies and sole operators, we can often find competitive pricing by comparing multiple markets.

A broker helps you find cover that fits your business rather than forcing your business to fit a generic policy.

PORTFOLIO PROTECTION

What we cover

We help real estate agents and buyer's agents find cover across the main policy types:

Covers claims arising from your professional advice or services, such as allegations of misleading conduct, errors in contracts, or failure to disclose material facts about a property.
Covers third-party injury or property damage claims. This is particularly relevant for open homes, property inspections, and client meetings.
Combines multiple covers like public liability, contents, and business interruption into a single policy. Useful for agencies with office premises or equipment.
Real estate agents handle sensitive client data and are often involved in high-value transactions. If your email is compromised or client data is breached, the losses can be significant.
For agencies with employees, this covers risks like unfair dismissal claims, workplace disputes, and other employment-related issues.

PLACEMENT ARCHIVE

How we've helped

Recent placements for real estate professionals across Australia.

TECHNICAL ANALYSIS

What we look at when quoting

When we quote for real estate agents, we ask about:

01

Your activities: sales only, property management, leasing, buyer's advocacy, or a mix

02

Whether you work in residential, commercial, or both

03

Your annual revenue or expected revenue if you're just starting out

04

Number of staff, if any

05

Any claims history or circumstances that might give rise to a claim

06

The limits of cover you need, which may be set by your licence requirements or contracts

01

Your activities: sales only, property management, leasing, buyer's advocacy, or a mix

02

Whether you work in residential, commercial, or both

03

Your annual revenue or expected revenue if you're just starting out

04

Number of staff, if any

05

Any claims history or circumstances that might give rise to a claim

06

The limits of cover you need, which may be set by your licence requirements or contracts

Providing accurate details helps us negotiate the most competitive terms with our panel of insurers.

KNOWLEDGE BASE

FAQs

Yes, in most states. Licensing requirements vary, but real estate agents in NSW, Victoria, Queensland, and most other states are required to hold PI insurance as a condition of their licence. Even where it's not mandatory, it's strongly recommended given the advice-based nature of the work.
Professional Indemnity covers claims arising from your professional advice or services, like allegations that you misrepresented a property or made an error in a contract. Public Liability covers third-party injury or property damage, like a visitor tripping at an open home. Most agents need both.
If you manage properties, yes. Property management carries different risks to sales, including handling tenant disputes, maintenance issues, and trust account management. Your insurer needs to know about these activities to ensure you're covered.
Real estate agents handle sensitive client information and are involved in large financial transactions. Email compromise scams targeting property settlements are increasingly common. If your systems are breached or a client loses money due to a cyber incident involving your business, cyber insurance can help cover the costs.
It depends on your activities, revenue, claims history, and the limits you need. A sole operator doing sales only might pay $1,000 to $1,500 for combined PI and PL. Larger agencies with property management and staff will pay more. We can give you a clearer estimate once we know more about your business.

Get a quote

If you're looking for real estate agent insurance, or you're not sure whether your current policy covers what you actually do, get in touch. Call us on 02 9000 1155 or request a quote online.

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