Information Technology Insurance.
Cover for IT Professionals and Tech Businesses.
Code cutting-edge software, manage networks, or offer tech solutions with confidence. Tailored protection for the fast-paced world of IT.
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Understanding IT Insurance
What Does Information Technology Insurance Mean?
Information Technology Insurance (often called IT Liability Insurance) is a specialised policy designed for IT professionals and businesses.
It combines Professional Indemnity and Public and Products Liability cover into one package, ensuring there are no gaps in protection. This means you're covered for claims related to your professional services and incidents involving third parties or products.
It's built for the fast-paced, ever-changing world of tech, where risks like data breaches, software failures, or client disputes can happen unexpectedly.
WHO SHOULD CONSIDER IT INSURANCE
Is IT Insurance Right for You?
If your work involves technology, chances are you need this cover. Here's who should consider IT Insurance:
RISK ARCHITECTURE
What Are the Critical Risks It Covers?
IT Insurance is designed to address the unique challenges of the technology industry. Here are the main risks it typically covers:
If a client claims your advice or service caused them financial loss—such as software failure leading to downtime—you're covered for compensation and legal costs.
If client data is compromised due to a hack or ransomware attack, your policy can cover legal fees, client compensation, and business interruption costs.
If your work accidentally causes harm—such as tripping over a cable and damaging a client's server—this can cover repair costs or medical claims.
Unintentional breaches of copyright, trademarks, or patents can be covered, protecting you from costly legal battles.
If your service or product fails—such as a crashed management system—the policy can protect you against claims due to client losses and legal fees.
If a cyberattack or equipment failure halts your operations, you're covered for lost income during downtime.
The specific coverage depends on your activities, client base, and the nature of your technology services. We'll work through what you actually need.
Why IT Professionals Need Specialist Cover
The technology sector moves fast, and so do the risks. Data breaches, software failures, and client disputes can happen unexpectedly. Standard business policies often don't address the specific exposures IT professionals face.
We understand the unique challenges of the tech industry. Whether you're a solo developer or running a managed services firm, we can help you find cover that actually matches your work—not a generic policy that leaves gaps.
We help IT professionals find policies that match their actual work—not generic cover that leaves gaps.
TECHNICAL ANALYSIS
Critical Risks We Address
When we're quoting IT insurance, we consider these key risk factors to ensure your coverage is comprehensive:
Professional Negligence: Claims from clients alleging your advice or service caused financial loss
Data Breaches: Compromised client data from hacks, ransomware, or security failures
Property Damage: Accidental harm to client equipment or premises during your work
Intellectual Property: Unintentional copyright, trademark, or patent infringements
System Failures: Product or service failures causing client losses
Business Interruption: Lost income when cyberattacks or equipment failures halt operations
Professional Negligence: Claims from clients alleging your advice or service caused financial loss
Data Breaches: Compromised client data from hacks, ransomware, or security failures
Property Damage: Accidental harm to client equipment or premises during your work
Intellectual Property: Unintentional copyright, trademark, or patent infringements
System Failures: Product or service failures causing client losses
Business Interruption: Lost income when cyberattacks or equipment failures halt operations
Service Excellence
Why IT Professionals Come to Us
You get a small team of brokers who understand the technology sector. No call centres. No waiting on hold. When you need to update your policy or make a claim, you speak to the same person who set up your cover.
We know the difference between a software developer's exposure and a network engineer's. We understand why a data processor needs different cover than a web developer. That knowledge means we can match you with the right policy—and advocate for you when claims arise.
KNOWLEDGE BASE
Frequently Asked Questions
Get the Right Cover for Your IT Business
Call us on 02 9000 1155 or request a quote online. We'll ask about what you actually do and find cover that matches your work.