Health and Safety
Consultant Insurance
Protect your business from risk and focus on helping businesses create safer workplaces.
AUS
Wide Coverage
100%
Compliant
Fast
Quotes
Recognition
Professional Protection
Why Protecting Your Consultancy
with Insurance Matters
Your work involves giving professional advice, often with significant consequences. If a client believes your advice led to a financial loss, injury or non-compliance, they could hold you accountable.
The costs of legal fees, compensation or repairs can be substantial, potentially reaching thousands or even millions of dollars. Without the right insurance, these expenses could come out of your pocket, threatening your business and reputation.
Health and Safety Consultant Insurance combines coverages like Professional Indemnity and Public Liability to protect you from these risks.
It is tailored to the unique challenges of your profession, ensuring you are covered whether you are auditing a construction site or training staff in a corporate office.
Target Audience
Who Should Secure Health and
Safety Consultant Insurance?
This insurance is designed for professionals who provide health and safety advice or services in Australia.
Risk Assessment & Audits
Professionals who conduct workplace risk assessments or audits to identify potential hazards.
Policy Development
Consultants who develop health and safety policies or procedures for businesses.
WHS Training
Providers of training on Work Health and Safety (WHS) regulations and best practices.
Compliance Advice
Those offering advice on compliance with Australian WHS laws and standards.
Independent & Small Firms
Independent consultants or those running small consultancy firms.
Site Visits
Professionals visiting client sites, such as construction, manufacturing or office environments.
Coverage Breakdown
Key Risks Covered by Health
and Safety Consultant Insurance
Comprehensive protection typically includes the following areas:
Professional Negligence Claims
If a client claims your advice was incorrect or led to a financial loss (e.g., a fine for non-compliance due to outdated guidance), this insurance covers legal costs and compensation.
Property Damage
If you accidentally damage a client’s property during an audit (e.g., knocking over equipment), this can cover repair or replacement costs.
Injury to Third Parties
If someone is injured due to your actions, like tripping over your equipment during a site visit, this policy can cover medical expenses and legal claims.
Cyber Risks
If you store client data and experience a data breach or malware attack, adding Cyber Insurance can cover response costs and losses.
Personal Accidents
If you are injured and unable to work (e.g., a sprained ankle from a site visit), this can help replace lost income.
Legal and Compliance Costs
Covers expenses from disputes, such as tax investigations or client disagreements over invoices.
Protecting safety professionals across Australia
Assessing Your Needs
How Much Coverage
Do You Need?
The amount of coverage depends on your business size, industry and risks. Speak with an insurance broker to assess your needs based on your annual fees, client types and contract requirements.
01
Solo Consultants
May need $1 to $2 million in Professional Indemnity and Public Liability cover.
02
Small Firms
Might require $5 to $10 million to account for larger contracts or multiple employees.
03
High-Risk Industries
If you work in construction or mining, higher limits may be necessary due to greater exposure.
FAQ